Terms And Conditions

Effective as of August 15, 2025

Agreement Between User and Pay Now Direct

The Agreement is between the User and Pay Now Direct. The website (the “Site”) is located at https://paynowdirect.com and is composed of various web pages operated by Pay Now Direct. These Terms and Conditions include our return policy and are updated regularly at https://paynowdirect.com/term-of-use. Your use of https://paynowdirect.com constitutes your agreement to all such terms. Use of the website signifies acceptance—without modification—of the terms, conditions, and notices contained herein (the “Terms”). Please read these Terms carefully.

The website at https://paynowdirect.com is an eCommerce site that sells food, produce, and beverages. We do not charge a bag fee or a box fee.

Your use of Pay Now Direct’s website means you consent to the Refund and Return Policy. Please review the Refund and Return Policy at https://paynowdirect.com/refund_returns.

Your use of Pay Now Direct’s website also means you consent to the Privacy Policy. Please review our Privacy Policy at https://paynowdirect.com/privacy-policy. The Privacy Policy governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting https://paynowdirect.com or sending emails to Pay Now Direct constitutes electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications provided to you electronically—via email and on the Site—satisfy any legal requirement that such communications be in writing.

Your Account

If you use this Site, you are responsible for maintaining the confidentiality of your account and password, restricting access to your computer, and accepting responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to another person or entity.

You acknowledge that Pay Now Direct is not responsible for third-party access to your account resulting from theft or misappropriation. Pay Now Direct reserves the right to refuse or cancel service, terminate accounts, or remove or edit content at our sole discretion.

Children Under Thirteen

Pay Now Direct does not knowingly collect personal information from children under 13. If you are under 13, please ask a parent or guardian for permission before using this website.

Links to Third-Party Sites/Third-Party Services

https://paynowdirect.com may contain links to other websites (“Linked Sites”). Linked Sites are not under the control of Pay Now Direct, and Pay Now Direct is not responsible for the contents of any Linked Site, including links contained within them or changes/updates made to them.

Certain services available through https://paynowdirect.com are delivered by third-party sites and organizations. By using any product, service, or functionality originating from our domain, you consent that Pay Now Direct may share such information and data with any third party with whom Pay Now Direct has a contractual relationship to provide the requested service or functionality.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use https://paynowdirect.com strictly in accordance with these Terms. You warrant that you will not use the Site for any purpose that is unlawful or prohibited by these Terms.

All content on the Site—including text, graphics, logos, images, and software—is the property of Pay Now Direct or its suppliers and is protected by copyright and intellectual property laws. You agree not to copy, modify, publish, transmit, reverse engineer, sell, or exploit any content without express written permission from Pay Now Direct.

Use of Communication Services

The Site may contain communication features such as forums, message boards, or chat areas (“Communication Services”). You agree to use these only for appropriate, lawful purposes. Prohibited activities include harassment, posting obscene or defamatory material, uploading viruses, or violating intellectual property rights.

Pay Now Direct reserves the right to monitor, remove, or terminate access to any Communication Service at its sole discretion.

Materials Provided to Pay Now Direct

Pay Now Direct does not claim ownership of materials you provide to the Site (“Submissions”). However, by submitting materials, you grant Pay Now Direct and its affiliates permission to use your Submission in connection with business operations, including rights to copy, distribute, and display it publicly.

International Users

This service is controlled and operated from the USA. If you access it from outside the USA, you are responsible for compliance with local laws.

Indemnification

You agree to indemnify and hold harmless Pay Now Direct, its officers, employees, and agents from any claims, losses, or damages resulting from your use of the Site or your violation of these Terms.

Arbitration

Any dispute arising from these Terms will be resolved by binding arbitration under the Federal Arbitration Act, administered by the American Arbitration Association. Arbitration will be individual only—class actions are not permitted.

Liability Disclaimer

The information, products, and services on the Site may contain errors or inaccuracies. The Site is provided “as is” without warranties of any kind. Pay Now Direct shall not be liable for any damages arising from use of the Site.

Termination / Access Restriction

Pay Now Direct reserves the right to terminate your access to the Site at any time without notice. These Terms are governed by the laws of the State of Arkansas, USA.

Changes to Terms

Pay Now Direct reserves the right to update these Terms at any time. The most current version will supersede all prior versions.

Contact Us

Pay Now Direct welcomes your questions or comments regarding these Terms. You may contact us through the methods provided on our Contact Page.